Spain can be complicated. Buying your home shouldn't be.

Coast. Country. City. One simple search.

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From the beach to the white villages, see where every home is and how far it is from the airport.

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More home for your money.

Twenty to forty minutes from the beach, the Guadalhorce Valley and the Sierra de las Nieves offer white villages, orange groves, mountain views and real gardens.

37% of homes sold in Málaga province in the second quarter of 2026 went to foreign buyers.
€2,186/m² average asking price in Alhaurín el Grande, up 5.5% on a year earlier. Source: Idealista, 09/2026

From first search to front door keys.

Buying in Spain takes ten steps. You only need one team for all of them.

  1. SearchCoast, country or city, all in one place.
  2. EnquireAsk by form, email or WhatsApp. We reply in your language.
  3. ViewIn person, or on a live video viewing from home.
  4. MortgageOur partner Habeno compares banks that lend to non-residents.
  5. LawyerAn independent lawyer checks the paperwork for you.
  6. NIEYour Spanish tax number. We help you apply.
  7. OfferWe negotiate and agree terms with the seller.
  8. PurchaseSign at the notary and collect your keys.
  9. UtilitiesWater, power and internet put in your name.
  10. Move inMovers, furniture and the first coffee on the terrace.

What would your mortgage cost?

Work out your monthly payment and the cash you need, including Spanish taxes and fees.

Type of home
Do you live in Spain?
30%
25

Non-residents can usually borrow up to 70% of the price, residents up to 80%. The bank also needs your income to cover the payments.

Estimated monthly payment —
Mortgage amount
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Your deposit
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Transfer tax (ITP 7%)
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Notary, registry and lawyer (about 1.5%)
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Cash you need to buy
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Get a free mortgage assessment from Habeno

Habeno is our mortgage partner for international buyers. They compare Spanish banks for you and handle the application.

This is an estimate, not a mortgage offer. Rates, fees and how much you can borrow depend on the bank, your income and where you live. Tax rates shown are for Andalucía.

Tell us what you're looking for.

Share a few details and we will set up your buyer profile. When a home comes on that fits, you hear about it first.

We use your details only to help you find a home. You can ask us to delete them at any time.

Selling a home in southern Spain?

Overseas buyers are already searching here. Get a free valuation and find out what your home is worth today.

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Questions buyers ask us

Do I need an NIE to buy property in Spain?

Yes. Every buyer needs a foreigner identification number (NIE) to sign at the notary, pay taxes and connect utilities. We help you apply, in Spain or through a Spanish consulate at home.

What are the buying costs in Andalucía?

On a resale home, transfer tax (ITP) is 7% of the price. On a new build you pay VAT (IVA) at 10% plus stamp duty (AJD) of 1.2%. Allow roughly another 1–2% for the notary, land registry and your lawyer.

Can non-residents get a Spanish mortgage?

Yes. Spanish banks lend to non-residents, typically up to 60–70% of the purchase price, depending on your income and where you live.

Do I need a lawyer to buy in Spain?

It is not a legal requirement, but we strongly recommend one. An independent lawyer checks the nota simple, licences and any debts on the property before you sign anything.

Is inland Málaga better value than the coast?

Usually you get more space and land for the money. Towns such as Coín, Alhaurín el Grande and Monda sit within reach of Málaga Airport and the beaches, at lower prices per square metre than most coastal towns.

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